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Types of chargeable events

Chargeable events: qualifying policies: individuals: when chargeable events arise

Chargeable events: qualifying policies: variation or exercise of option which increases the premiums payable

Chargeable events: qualifying policies: companies

Surrenders, part surrenders and maturity: how and when they occur

Surrenders and part surrenders: cluster policies

Surrenders: fundamental reconstruction of the policy

Surrenders: exception: change of life assured on qualifying policy where no consideration is paid

Part surrenders: loans on policies and contracts

Part surrenders: other events

Maturity: chargeable event even if rollover option in policy is exercised

Assignments: when chargeable events arise

Assignments: specific exceptions by legislation

Assignments of policies on divorce or on dissolution of civil partnership: current position

Assignments of policies on divorce: position until mid-2003

Assignments: separations of married couples, civil partners and unmarried couples

Other types of assignments

Death events

Chargeable events on void ISAs: termination events

Chargeable events on void ISAs: other chargeable events

Pre-26 June 1982 second hand life policies and life annuity contracts